Portfolio & Blanket Loans
One loan across multiple rental properties — to consolidate scattered loans, cash out across a portfolio, or buy a package of homes at once.
Who it’s for.
Rental investors with several properties who want to simplify, pull equity out, or buy a group of homes in one transaction.
What it can pay for.
- Consolidating several individual loans
- Cash-out refinance across a portfolio
- Purchasing a package of rentals
What lenders look at.
- Combined cash flow
- Rent across the portfolio against the total payment.
- Property mix and locations
- How many doors, where, and what condition.
- Your operating history
- How long you've owned and managed the properties.
Documents you’ll usually need.
Not to get started. The analyzer and the quote request need none of this. Once you choose a lender, you upload these through a secure portal with a checklist.
- Schedule of properties with rents
- Leases or rent roll
- Entity documents
- Payoff statements on existing loans
Questions
Portfolio & Blanket questions.
How many properties do I need for a blanket loan?
Programs vary, but blanket loans usually start at a handful of properties. Tell us what you have in the application and we'll match the programs that fit.
Can I sell one property without refinancing the whole loan?
Usually, through a release clause: you pay down a set amount to release that property from the loan.
Related programs
Up to 85% on purchases and rate-and-term refinances, and 80% cash-out, for 1–4 unit rentals qualified on the rent, not your personal income.
Acquisition, value-add, refinance, and bridge financing for apartment buildings of five units and up.
Short-term financing for a property that's ready now — to close fast, buy before permanent financing is lined up, or carry a property while it leases up.
Let’s find out what you qualify for.
A few minutes online, a real person on the other end, and answers fast. No credit pull, and you owe us nothing unless your loan closes.