Commercial & Mixed-Use Loans
Financing for office, retail, industrial, mixed-use, self-storage, and special-purpose properties — purchase, refinance, and repositioning.
Who it’s for.
Investors and owner-users buying or refinancing non-residential and mixed-use property.
What it can pay for.
- Acquisition of a commercial or mixed-use property
- Refinance and cash-out
- Repositioning or renovating a vacant or underperforming property
What lenders look at.
- Property type and tenants
- Lender appetite varies more by property type in commercial than anywhere else. Lease terms and tenant quality matter.
- Net operating income
- Operating history and leases drive loan size on permanent debt.
- Sponsor strength
- Experience with the property type, net worth, and liquidity.
Documents you’ll usually need.
Not to get started. The analyzer and the quote request need none of this. Once you choose a lender, you upload these through a secure portal with a checklist.
- Rent roll and leases
- Operating statements
- Purchase contract or payoff statement
- Schedule of real estate owned
- Entity documents
Questions
Commercial & Mixed-Use questions.
What commercial property types do you finance?
Office, retail, industrial, mixed-use, self-storage, and many special-purpose properties. Choose your property type in the application and we'll match lenders active in it.
Do you work with owner-occupied commercial property?
Yes. For owner-users, SBA 7(a) and 504 loans are often the strongest option.
Related programs
Government-backed financing for business owners buying, building, or refinancing the property their business operates from.
Acquisition, value-add, refinance, and bridge financing for apartment buildings of five units and up.
Short-term financing for a property that's ready now — to close fast, buy before permanent financing is lined up, or carry a property while it leases up.
Let’s find out what you qualify for.
A few minutes online, a real person on the other end, and answers fast. No credit pull, and you owe us nothing unless your loan closes.