Bridge Loans
Short-term financing for a property that's ready now — to close fast, buy before permanent financing is lined up, or carry a property while it leases up.
Who it’s for.
Investors who need to close quickly on a completed property, are buying ahead of a refinance, or need time to stabilize occupancy before permanent financing.
What it can pay for.
- Fast purchase of a completed property
- Carrying a property through lease-up
- Buying the next property before the last one sells
- Paying off a maturing loan
What lenders look at.
- The exit
- How the loan gets paid off — sale or refinance — and how realistic that is in the term.
- As-is value
- The property's value today sets the loan size.
- Experience and liquidity
- Comparable properties owned or operated, and cash to close plus reserves.
Documents you’ll usually need.
Not to get started. The analyzer and the quote request need none of this. Once you choose a lender, you upload these through a secure portal with a checklist.
- Purchase contract or payoff statement
- Entity documents
- Two months of bank statements
- Rent roll and leases, if occupied
Questions
Bridge questions.
How is a bridge loan different from a fix and flip loan?
A fix and flip loan funds a renovation. A bridge loan is for a property that doesn't need significant work — you need the speed or the time, not the rehab money.
Can bridge loans close quickly?
Speed is the point. Tell us your closing date in the application; we only match lenders whose typical timelines fit it.
Related programs
Up to 100% loan-to-cost to buy and renovate a 1–4 unit property, with the rehab funded in draws as the work gets done.
Up to 85% on purchases and rate-and-term refinances, and 80% cash-out, for 1–4 unit rentals qualified on the rent, not your personal income.
Acquisition, value-add, refinance, and bridge financing for apartment buildings of five units and up.
Let’s find out what you qualify for.
A few minutes online, a real person on the other end, and answers fast. No credit pull, and you owe us nothing unless your loan closes.