Frequently asked questions.
Are you a lender?
No. Capital Connection is a commercial finance intermediary. We match your deal to the lenders in our network whose programs fit it, request quotes, and manage the file through closing. The loan is made by the lender you choose.
What does it cost to use Capital Connection?
Nothing up front. Our compensation is set out in writing before you commit to anything, and none of it is due unless your loan closes. Lenders charge their own fees, such as appraisal and origination, which show on your quote.
Will you pull my credit?
Not to analyze a deal or request quotes. You give us a credit score range. The lender you choose verifies credit later in underwriting.
What's the difference between the analyzer and a quote request?
The analyzer is anonymous. It shows what lenders are likely to do with your deal, and you don't give a name or phone number. A quote request goes to our team, and we take your deal to matching lenders for real terms. You can start with either one.
How fast will I hear back?
Within one business day of sending a quote request. If your closing date is tight, tell us in the application. We only match lenders whose typical timelines can meet it.
Do you finance my own home?
No. We arrange business-purpose loans only: investment property, and commercial property used by a business. We don't arrange consumer mortgages or loans on a home you live in.
Do I need an LLC?
Most investor loans close in an LLC or corporation, and many lenders require it. If you haven't formed one yet, you can still apply. Just say so in the application.
What size loans do you work on?
Investor loans from small single-family flips through multifamily and commercial properties. Send us the deal. If it's outside what our network does, we'll tell you quickly.
Which states do you lend in?
Our lender network covers most of the country, though programs and leverage vary by state. Enter the property's state in the analyzer or application and you'll only see programs available there.
I'm a first-time investor. Can you help?
Yes. Several lenders in our network work with new investors. Leverage is usually a little lower until you have completed projects on record, and the analyzer shows you what to expect.
Why use a broker instead of going direct to a lender?
A direct lender offers only its own programs. We see many lenders' current terms, send your deal to the ones that fit, and have them compete. You get to compare real options without filling out five applications.
Do I have to talk on the phone?
No. The analyzer, quote request, document checklist, and agreement are all online. If you'd rather talk, you can book a call at any point.
Questions about a specific loan type? Each loan program page has its own.
Let’s find out what you qualify for.
A few minutes online, a real person on the other end, and answers fast. No credit pull, and you owe us nothing unless your loan closes.